Rego Payment Architectures, Inc.
REGO Payment Architectures, Inc. is a U.S.-based software company centered on Mazoola®, a family-focused mobile banking and payment platform. The company develops a COPPA- and GDPR-compliant digital architecture for controlled payments, parental oversight, and youth financial literacy, and it is headquartered in Blue Bell, Pennsylvania.
Fiscal year 2025 · change from previous year
Development 2020–2025
Business
Share of revenueMazoola® app and related tools for family-controlled payments and money management.
Licensed use of the underlying platform by banks, partners, and distributors.
Fees tied to payment activity, platform usage, and support services.
Recurring monthly access fees for platform features and service tiers.
Customers
REGO sells primarily to partners that want to offer family-oriented financial products without building the compliance and control stack themselves. Target customers include financial institutions, telecom companies, media distributors, OEMs, merchants, and other brands with large family account bases. End users are parents and minors, with the product designed to let adults control spending while children learn money management in a supervised environment.
Banks and similar institutions license the platform to add family wallet functionality to digital banking offerings.
Telecom partners can bundle the platform for family accounts and youth payment use cases.
Media, OEM, and merchant partners use the platform to engage family audiences and youth users.
Adults use the app to set controls, approve transactions, and manage child accounts.
Children and teens use the platform for chores, allowances, and supervised spending.
Strategy
REGO’s strategy is to license its COPPA-compliant family wallet architecture to partners that already have large customer bases, rather than relying only on direct consumer acquisition. The company also aims to extend the same control-and-compliance framework into other financial and digital use cases through white-label deployments, revenue sharing, and partner integrations.
Partner distribution can scale reach without building a large consumer sales force.
COPPA and GDPR compliance are central to winning trust in youth financial products.
The company wants to reuse the same architecture across multiple controlled-payment markets.
Geography
REGO is headquartered in Blue Bell, Pennsylvania and operates as a U.S.-based software company. The available filings emphasize compliance with U.S. COPPA rules and GDPR requirements for EU data handling, which suggests the platform is designed for cross-border digital use rather than a single-country market. No country-level revenue disclosure was provided in the excerpts.
Risks
REGO is an early-stage software company with limited operating history and no significant revenue in the excerpts, so execution risk is high. Its business depends on partner adoption, regulatory compliance, and continued access to financing, while youth-data handling and payment functionality create legal, privacy, and security exposure.
The company states existing cash may not sustain operations for twelve months and may need external capital.
Exposure: Operating continuity and dilution risk
Revenue depends on banks, telecoms, and other partners choosing to license the platform.
Exposure: Sales execution and time-to-revenue
The platform processes minors' data and must comply with COPPA, GDPR, and related rules.
A payments platform must protect user data, transaction integrity, and access controls.
Exposure: Platform trust and operational continuity
Accounting
Judgemental itemsFair value depends on volatility, term, and forfeiture assumptions, which can materially affect reported expenses.
Impact: Operating loss and equity compensation expense
Subscriptions, transaction fees, service fees, and licensing may be recognized at different points in time.
Impact: Revenue timing and comparability across periods
Partner-based monetization can require judgment on gross versus net presentation and contract obligations.
Impact: Reported revenue and margins
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Last updated: 29/04/2026